One Sunday morning in April of 2020 I was folding laundry. I noticed a drip coming from the ceiling. I went to get a bucket from the closet some 5 feet away. By the time I returned the drip had turned into Niagara Falls. It seems my upstairs neighbor had fallen asleep while making tea on a hot plate in her living room! It started a major fire. The fire department used water to put it out. Lots of water. Well we all know water flows down hill.